LoanFramework uses artificial intelligence to help mortgage loan officers work more efficiently. This page describes how AI is used, what it does and does not do, and how lenders can reference this disclosure in their own AI/ML governance documentation under Fannie Mae Lender Letter LL-2026-04.
| Tool | Vendor | Purpose | Credit decisions? |
|---|---|---|---|
| AI Assistant | Anthropic (Claude) | Loan officer productivity — guideline Q&A, scenario analysis, draft communications. | No — advisory only |
| Guideline Knowledge Pipeline | Anthropic (Claude) + Voyage AI (embeddings) | Semantic search over investor guidelines — information retrieval only. | No — retrieval only |
| Property Report | Anthropic (Claude) | Property and market data summaries for borrower-facing reports. | No — informational |
VA Residual Income Calculator: rule-based calculation per VA Pamphlet 26-7 lookup tables. Not AI/ML — no model is involved, no inference is performed. Listed for completeness; not part of the AI inventory.
Query content is processed by the named AI vendors under their respective data processing agreements. No borrower Social Security number, credit score, or other PII is included in AI queries. Lenders retain full control of their borrower data; AI vendors do not train models on lender data submitted through LoanFramework's platform integrations.
If you are a lender using LoanFramework and need to reference this disclosure in your Fannie Mae LL-2026-04 AI/ML policy documentation, you may link directly to https://loanframework.com/legal/ai-disclosure or print and retain a copy for your records using the button above.
LoanFramework reviews this disclosure at least annually and on any material change to the AI tools or vendors listed in Section 2.
Questions about AI governance, vendor attestations, or this disclosure: compliance@loanframework.com